Acceleration, Gear Changing, and Weight Shifting Techniques

The difference between a race car driver and a normal car driver is how each one employs driving techniques. While the race car driver’s techniques are refined, the normal person who drives a car, just uses basic driving skills to get from point A to point B safely. Using proper techniques will help you utilize your car to its full potential. Here are a couple of tips you can use when driving your car.

Acceleration

The mistake most people make when accelerating, is that they floor the pedal and accelerate quickly. If you have a powerful car, it is very important that you use smooth acceleration or you will encounter wheel-spin. Never step on the accelerator pedal while accelerating or changing a gear, this will cause wheelspin and you will lose control of the vehicle. You need to keep weight transfers in mind when accelerating and braking.
Gear Changing

Avoid shock loads when changing your gears while driving any car, especially high powered ones. Release the clutch slowly instead of rapidly when changing gears, or it will result in a rapid forward weight transfer. In some cases, rapidly releasing the clutch will result in the driven wheels being locked down. If you are changing up, it is important to release the clutch in a smooth motion to prevent wheel-spins. Remember you can also run the risk of missing a gear by rapidly changing gears. Do not change gears while you are in the middle of a corner, change gears ahead of the curve so that you can accelerate out easily.
Weight Transfers

Most people driving cars don’t know much about weight transfers. It is important to keep weight transfers to a bare minimum when driving. Rapid weight transfers due to excessive acceleration, aggressive steering, gear changing and braking will upset the balance of your car and could result in loss of control. Learn how to use weight transfers to your advantage. By lifting off the throttle before you enter a curve could increase the grip at the front wheels and result in a smooth, fluid turn.

John Labunski currently co-hosts the Wealth911.com radio program. He is an active member of Porsche Club America and attends local Drivers Education and Club Racing events.

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Golfing Tips to Help you Cruise Down the Fairway

There are several tips and tricks you can use to better your golfing technique. Golf is an excellent sport that anyone can enjoy. Here are a couple of tips you can use to help you master the game.

John Labunski

John Labunski

Swing in Slow Motion

There are two parts to your swing; the backswing and the downswing, and both the parts are different. The first part is about creating energy and the second part is about expending the energy. The trick in executing a perfect shot is to separate the two so that they don’t merge together. You can do this by pausing the backswing and then starting the downswing. If you execute the backswing at high speed, there is no way you can pause it before the downswing.

Let you backswing go in a smooth backward move in slow motion. Let the club, your shoulders, arms and hips stop at the same time at the top before letting it come down in your downswing.

Coil into Your Right Thigh

Your right thigh bears all the pressure of the motion, so if you execute the slow backward swing, it will cause the pressure to rest on your right thigh. The more pressure you feel in your right thigh, the more powerful your swing will be. The pressure you feel in your right thigh is the power of your swing. Unlike what most golf instructors will tell you, you do not need to move six inches to the right to get power behind your shot. Just by making a deliberate, solid turn, you will generate sufficient pressure on your right thigh and power your shot.

John Labunski is an active golfer and member of The Sports Club at Las Colinas.

Issues You Should Consider for Your Retirement Plan

There are several issues you need to consider when it comes to planning for your retirement. One of the mistakes most people make is that they wait several years before thinking about planning their retirement. Apart from social security, there are several options available when it comes to investing for your retirement. John Labunski recommends focusing on other investment options, instead of just social security to plan for your investment.

John Labunski

John Labunski

Look at Other Options
Start by looking at your 401k plan and see what other investment options are available to you. While you might not be able to invest in large investment schemes, there are several smaller investment options you will can consider. You might want to consider annuities as a supplementary retirement plan. By contributing the maximum to your 401k plan will help you build up your retirement plan. Inflation is something you need to consider when planning your retirement. Ronald Regal once said, “Inflation is as violent as a mugger, as frightening as an armed robber and deadly as a hit man.” Inflation is one factor you should never forget when planning your retirement. A $60,000/year lifestyle, in ten years will cost you over $90,000.

When considering your retirement investments, add inflation into the equation. Your investment returns should be sufficient to cover your lifestyle costs thirty years from now. Most social security and pension plans will adjust to inflation accordingly, but if you dip into your investments and saving accounts, it will in turn bite you when you retire. It will decrease in value over time and leave you in financial straits when you retire. John Labunski recommends heeding the old adage, “Don’t put all your eggs in one basket”, but investing in other retirement plans that will generate sufficient returns for your retirement.

There is an entire World of investments that are Not available at the local brokers, banks or traditional sources down on the corner. Work with a team that is focused on building and preserving wealth, as well as needs and goals for retirement.

There are Three Phases of Retirement : –

1. Growth…working and building wealth, including retirement accounts.

2. Red Zone….10 years before retirement, your needs transition to safer options.

3. Income….retirement when your assets begin to repay you.

4. Transfer….when you have more than enough assets to serve your retirement, we begin to look at maximizing those assets at transfer to your Estate and heirs.

John Labunski – Changing Lives in America

John Labunski is a financial services professional who has helped changed the lives of the American public. John is based in Texas and studied mathematics and engineering in college. He graduated at the top of his class with a degree in Mechanical Engineering, and worked for P&H Harnischfeger, where he started as an Engineer and rose to the post of President.

John Labunski

John Labunski

During his time at P&H Harnischfeger, John helped the company considerable revenue, as well as millions for many investors. He also worked on a $100 million acquisition with Goldman Sachs before retiring from the corporate World in 2000.  The bad news, that was the advent of market volatility in the US due to the dot com crash.  Many learned huge lessons in 2000 and 2001 but none more than John Labunski.  Those lessons started his search for a better way to invest for those conservative Americans nearing retirement or retired…the most vulnerable years!

Formerly the co-host of Retirement Wealth Talk Radio, John Labunski is currently the popular Wealth911.com co-host. His program airs nationwide and has helped several hundred people make educated decisions regarding retirement investment. John and iconic co-host Michelle Wright discuss topics of interest such as retirement investment, estate planning, college funding, tax strategies and lifestyle protection.

John shares his conservative views on finance and investment to a nationwide audience and helps his audience and clients make informed decisions on retirement tax strategies. His former show, Retirement Wealth Talk Radio, ran for over ten years, consisted of a one-hour weekly radio talk show, and helped listeners use “safe money” investing principles, an idea he established and that is now one of the most popular talk radio formats in the country.

John is a Certified Background Checked Member of the National Ethics Association, and an active member of various charitable and financial organizations.

John Labunski brings his unique style of comedic insight into his program and discusses the “hot” and “not so hot” topics affecting the country. The Wealth911.com program is unlike the other financial radio programs. His discussions with Michelle Wright on the talk show are unique practical, insightful and comedic, which has made it a very popular wealth management talk radio show in the United States.